Call reports 2012
TEXASBANK — 2012
What TEXASBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 314,253,000 | 293,117,000 | 286,468,000 | 288,943,000 |
| Total loans | 193,485,000 | 200,306,000 | 193,513,000 | 206,064,000 |
| Allowance for loan losses | 3,929,000 | 4,036,000 | 3,925,000 | 4,142,000 |
| Securities available for sale | 44,874,000 | 37,358,000 | 35,018,000 | 33,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,301,000 | 251,036,000 | 244,339,000 | 247,677,000 |
| Interest-bearing deposits | 199,820,000 | 176,264,000 | 165,375,000 | 167,573,000 |
| Noninterest-bearing deposits | 72,481,000 | 74,772,000 | 78,964,000 | 80,104,000 |
| Equity capital | 39,709,000 | 39,647,000 | 39,643,000 | 39,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,740,000 | 7,483,000 | 11,030,000 | 14,707,000 |
| Interest expense | 233,000 | 447,000 | 627,000 | 799,000 |
| Net interest income | 3,507,000 | 7,036,000 | 10,403,000 | 13,908,000 |
| Noninterest income | 805,000 | 2,041,000 | 3,229,000 | 4,467,000 |
| Noninterest expense | 2,224,000 | 4,507,000 | 6,742,000 | 8,867,000 |
| Provision for loan losses | 188,000 | 353,000 | 367,000 | 696,000 |
| Pretax income | 1,900,000 | 4,217,000 | 6,713,000 | 9,073,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 1,897,000 | 4,212,000 | 6,705,000 | 9,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,047,000 | 36,851,000 | 36,840,000 | 36,689,000 |
| Total capital | 39,427,000 | 39,214,000 | 39,159,000 | 39,102,000 |
| Risk-weighted assets | 188,833,000 | 187,394,000 | 183,953,000 | 191,309,000 |