Call reports 2010
TEXASBANK — 2010
What TEXASBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 270,990,000 | 271,977,000 | 280,073,000 | 292,022,000 |
| Total loans | 187,560,000 | 190,391,000 | 194,873,000 | 197,429,000 |
| Allowance for loan losses | 3,015,000 | 2,983,000 | 2,959,000 | 3,428,000 |
| Securities available for sale | 29,337,000 | 47,876,000 | 65,380,000 | 74,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,707,000 | 234,414,000 | 212,716,000 | 225,441,000 |
| Interest-bearing deposits | 175,377,000 | 172,721,000 | 151,664,000 | 164,065,000 |
| Noninterest-bearing deposits | 60,330,000 | 61,693,000 | 61,052,000 | 61,376,000 |
| Equity capital | 31,825,000 | 34,038,000 | 35,086,000 | 33,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,023,000 | 7,632,000 | 11,627,000 | 15,749,000 |
| Interest expense | 400,000 | 779,000 | 1,112,000 | 1,413,000 |
| Net interest income | 3,623,000 | 6,853,000 | 10,515,000 | 14,336,000 |
| Noninterest income | 714,000 | 1,639,000 | 2,600,000 | 3,504,000 |
| Noninterest expense | 2,321,000 | 4,692,000 | 6,976,000 | 8,957,000 |
| Provision for loan losses | 0 | 18,000 | 39,000 | 560,000 |
| Pretax income | 3,526,000 | 5,292,000 | 7,610,000 | 9,833,000 |
| Income tax | 8,000 | 15,000 | 20,000 | 7,000 |
| Net income | 3,518,000 | 5,277,000 | 7,590,000 | 9,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,437,000 | 31,202,000 | 32,016,000 | 32,740,000 |
| Total capital | 31,678,000 | 33,508,000 | 34,326,000 | 35,081,000 |
| Risk-weighted assets | 178,481,000 | 183,797,000 | 184,116,000 | 186,191,000 |