Call reports 2009
TEXASBANK — 2009
What TEXASBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 310,007,000 | 309,105,000 | 287,557,000 | 278,068,000 |
| Total loans | 182,337,000 | 186,412,000 | 186,234,000 | 191,951,000 |
| Allowance for loan losses | 1,531,000 | 1,561,000 | 2,973,000 | 3,024,000 |
| Securities available for sale | 107,742,000 | 103,070,000 | 64,882,000 | 60,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,952,000 | 266,777,000 | 246,490,000 | 245,291,000 |
| Interest-bearing deposits | 223,803,000 | 209,037,000 | 188,152,000 | 186,067,000 |
| Noninterest-bearing deposits | 55,149,000 | 57,740,000 | 58,338,000 | 59,224,000 |
| Equity capital | 27,995,000 | 27,374,000 | 28,346,000 | 29,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,118,000 | 8,278,000 | 12,632,000 | 16,773,000 |
| Interest expense | 790,000 | 1,420,000 | 1,964,000 | 2,434,000 |
| Net interest income | 3,328,000 | 6,858,000 | 10,668,000 | 14,339,000 |
| Noninterest income | 965,000 | 1,926,000 | 2,801,000 | 3,882,000 |
| Noninterest expense | 2,235,000 | 4,569,000 | 6,940,000 | 9,138,000 |
| Provision for loan losses | 120,000 | 195,000 | 1,683,000 | 1,757,000 |
| Pretax income | 1,938,000 | 4,020,000 | 6,258,000 | 8,738,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 25,000 |
| Net income | 1,931,000 | 4,005,000 | 6,235,000 | 8,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,644,000 | 24,222,000 | 24,954,000 | 25,916,000 |
| Total capital | 25,175,000 | 25,783,000 | 27,281,000 | 28,248,000 |
| Risk-weighted assets | 183,980,000 | 185,630,000 | 185,503,000 | 185,839,000 |