Call reports 2008
TEXASBANK — 2008
What TEXASBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 232,423,000 | 238,485,000 | 241,540,000 | 284,256,000 |
| Total loans | 177,534,000 | 177,146,000 | 182,508,000 | 179,722,000 |
| Allowance for loan losses | 1,565,000 | 1,552,000 | 1,471,000 | 1,428,000 |
| Securities available for sale | 36,417,000 | 37,131,000 | 41,907,000 | 83,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,244,000 | 211,205,000 | 203,807,000 | 246,445,000 |
| Interest-bearing deposits | 151,974,000 | 149,490,000 | 146,516,000 | 194,308,000 |
| Noninterest-bearing deposits | 54,270,000 | 61,715,000 | 57,291,000 | 52,137,000 |
| Equity capital | 22,887,000 | 23,845,000 | 26,212,000 | 26,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,327,000 | 8,385,000 | 12,365,000 | 16,450,000 |
| Interest expense | 1,239,000 | 2,256,000 | 3,151,000 | 3,989,000 |
| Net interest income | 3,088,000 | 6,129,000 | 9,214,000 | 12,461,000 |
| Noninterest income | 817,000 | 1,790,000 | 2,727,000 | 3,901,000 |
| Noninterest expense | 2,137,000 | 4,295,000 | 6,521,000 | 8,925,000 |
| Provision for loan losses | 67,000 | 88,000 | 117,000 | 141,000 |
| Pretax income | 1,701,000 | 3,538,000 | 5,303,000 | 7,298,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 30,000 |
| Net income | 1,693,000 | 3,523,000 | 5,280,000 | 7,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,639,000 | 22,474,000 | 24,236,000 | 23,209,000 |
| Total capital | 22,204,000 | 24,026,000 | 25,707,000 | 24,637,000 |
| Risk-weighted assets | 177,776,000 | 171,289,000 | 172,689,000 | 181,147,000 |