Call reports 2007
TEXASBANK — 2007
What TEXASBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 219,095,000 | 218,001,000 | 217,610,000 | 229,105,000 |
| Total loans | 157,356,000 | 165,429,000 | 167,500,000 | 169,331,000 |
| Allowance for loan losses | 1,586,000 | 1,584,000 | 1,566,000 | 1,536,000 |
| Securities available for sale | 31,924,000 | 31,991,000 | 31,144,000 | 33,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,593,000 | 188,020,000 | 189,962,000 | 202,027,000 |
| Interest-bearing deposits | 137,401,000 | 126,870,000 | 130,641,000 | 147,354,000 |
| Noninterest-bearing deposits | 57,192,000 | 61,150,000 | 59,321,000 | 54,673,000 |
| Equity capital | 20,823,000 | 20,680,000 | 21,706,000 | 23,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,135,000 | 8,489,000 | 12,832,000 | 17,172,000 |
| Interest expense | 1,176,000 | 2,373,000 | 3,591,000 | 4,901,000 |
| Net interest income | 2,959,000 | 6,116,000 | 9,241,000 | 12,271,000 |
| Noninterest income | 723,000 | 1,508,000 | 2,285,000 | 3,225,000 |
| Noninterest expense | 1,938,000 | 3,979,000 | 6,056,000 | 8,273,000 |
| Provision for loan losses | 62,000 | 92,000 | 119,000 | 145,000 |
| Pretax income | 1,682,000 | 3,553,000 | 5,351,000 | 7,078,000 |
| Income tax | 0 | 0 | 12,000 | 30,000 |
| Net income | 1,682,000 | 3,553,000 | 5,339,000 | 7,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,494,000 | 19,955,000 | 20,245,000 | 21,944,000 |
| Total capital | 21,080,000 | 21,539,000 | 21,811,000 | 23,480,000 |
| Risk-weighted assets | 153,497,000 | 158,547,000 | 161,145,000 | 164,502,000 |