Call reports 2006
TEXASBANK — 2006
What TEXASBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 180,920,000 | 199,360,000 | 200,746,000 | 208,680,000 |
| Total loans | 124,790,000 | 152,939,000 | 146,623,000 | 153,357,000 |
| Allowance for loan losses | 1,357,000 | 1,398,000 | 1,422,000 | 1,542,000 |
| Securities available for sale | 26,727,000 | 26,548,000 | 28,851,000 | 29,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,764,000 | 172,129,000 | 176,872,000 | 182,772,000 |
| Interest-bearing deposits | 110,740,000 | 122,175,000 | 123,675,000 | 132,407,000 |
| Noninterest-bearing deposits | 47,024,000 | 49,954,000 | 53,197,000 | 50,365,000 |
| Equity capital | 18,105,000 | 18,275,000 | 19,274,000 | 21,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 6,393,000 | 10,223,000 | 14,314,000 |
| Interest expense | 575,000 | 1,490,000 | 2,507,000 | 3,633,000 |
| Net interest income | 2,193,000 | 4,903,000 | 7,716,000 | 10,681,000 |
| Noninterest income | 600,000 | 1,278,000 | 1,997,000 | 3,123,000 |
| Noninterest expense | 1,591,000 | 3,339,000 | 5,160,000 | 7,110,000 |
| Provision for loan losses | 12,000 | 77,000 | 147,000 | 215,000 |
| Pretax income | 1,190,000 | 2,765,000 | 4,406,000 | 6,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,190,000 | 2,765,000 | 4,406,000 | 6,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,403,000 | 17,980,000 | 18,615,000 | 20,277,000 |
| Total capital | 18,760,000 | 19,378,000 | 20,037,000 | 21,819,000 |
| Risk-weighted assets | 126,314,000 | 141,560,000 | 135,291,000 | 143,576,000 |