Call reports 2004
TEXASBANK — 2004
What TEXASBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 157,828,000 | 159,519,000 | 163,108,000 | 160,764,000 |
| Total loans | 118,861,000 | 117,770,000 | 117,039,000 | 119,283,000 |
| Allowance for loan losses | 1,351,000 | 1,334,000 | 1,314,000 | 1,331,000 |
| Securities available for sale | 22,676,000 | 25,138,000 | 24,032,000 | 25,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,068,000 | 130,506,000 | 138,200,000 | 134,450,000 |
| Interest-bearing deposits | 94,574,000 | 92,648,000 | 97,675,000 | 93,925,000 |
| Noninterest-bearing deposits | 36,494,000 | 37,858,000 | 40,525,000 | 40,525,000 |
| Equity capital | 17,031,000 | 16,562,000 | 17,260,000 | 17,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,111,000 | 4,244,000 | 6,442,000 | 8,667,000 |
| Interest expense | 308,000 | 608,000 | 898,000 | 1,221,000 |
| Net interest income | 1,803,000 | 3,636,000 | 5,544,000 | 7,446,000 |
| Noninterest income | 531,000 | 1,128,000 | 1,714,000 | 2,390,000 |
| Noninterest expense | 1,447,000 | 2,883,000 | 4,373,000 | 5,882,000 |
| Provision for loan losses | 25,000 | 45,000 | 60,000 | 203,000 |
| Pretax income | 862,000 | 1,836,000 | 2,825,000 | 3,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 862,000 | 1,836,000 | 2,825,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,182,000 | 15,407,000 | 15,647,000 | 15,812,000 |
| Total capital | 16,533,000 | 16,741,000 | 16,961,000 | 17,143,000 |
| Risk-weighted assets | 114,172,000 | 115,640,000 | 115,405,000 | 116,937,000 |