Call reports 2003
TEXASBANK — 2003
What TEXASBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 166,011,000 | 165,491,000 | 162,563,000 | 165,274,000 |
| Total loans | 113,872,000 | 112,095,000 | 113,152,000 | 120,970,000 |
| Allowance for loan losses | 1,284,000 | 1,313,000 | 1,303,000 | 1,360,000 |
| Securities available for sale | 33,572,000 | 29,321,000 | 25,851,000 | 25,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,685,000 | 139,477,000 | 136,567,000 | 131,776,000 |
| Interest-bearing deposits | 106,733,000 | 105,937,000 | 100,370,000 | 96,819,000 |
| Noninterest-bearing deposits | 32,952,000 | 33,540,000 | 36,197,000 | 34,957,000 |
| Equity capital | 15,794,000 | 16,277,000 | 16,582,000 | 16,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 4,585,000 | 6,753,000 | 8,928,000 |
| Interest expense | 533,000 | 1,028,000 | 1,444,000 | 1,773,000 |
| Net interest income | 1,826,000 | 3,557,000 | 5,309,000 | 7,155,000 |
| Noninterest income | 448,000 | 959,000 | 1,425,000 | 1,935,000 |
| Noninterest expense | 1,370,000 | 2,735,000 | 4,171,000 | 5,543,000 |
| Provision for loan losses | 25,000 | 45,000 | 60,000 | 245,000 |
| Pretax income | 879,000 | 1,736,000 | 2,503,000 | 3,302,000 |
| Income tax | 299,000 | 590,000 | 851,000 | 1,561,000 |
| Net income | 580,000 | 1,146,000 | 1,652,000 | 1,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,885,000 | 14,492,000 | 15,040,000 | 15,069,000 |
| Total capital | 15,169,000 | 15,805,000 | 16,343,000 | 16,429,000 |
| Risk-weighted assets | 108,882,000 | 108,810,000 | 109,986,000 | 116,245,000 |