Call reports 2014
1ST EQUITY BANK NORTHWEST — 2014
What 1ST EQUITY BANK NORTHWEST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,224,000 | 38,792,000 | 39,946,000 | 40,974,000 |
| Total loans | 29,471,000 | 28,396,000 | 31,087,000 | 32,032,000 |
| Allowance for loan losses | 403,000 | 364,000 | 364,000 | 386,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,087,000 | 30,648,000 | 31,828,000 | 32,855,000 |
| Interest-bearing deposits | 31,841,000 | 30,269,000 | 31,528,000 | 32,358,000 |
| Noninterest-bearing deposits | 246,000 | 379,000 | 300,000 | 497,000 |
| Equity capital | 8,085,000 | 8,085,000 | 8,055,000 | 8,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 651,000 | 943,000 | 1,266,000 |
| Interest expense | 60,000 | 115,000 | 169,000 | 224,000 |
| Net interest income | 258,000 | 536,000 | 774,000 | 1,042,000 |
| Noninterest income | 2,000 | 4,000 | 5,000 | 36,000 |
| Noninterest expense | 316,000 | 596,000 | 865,000 | 1,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | -56,000 | -56,000 | -86,000 | -81,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -56,000 | -56,000 | -86,000 | -81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,085,000 | 8,085,000 | 8,055,000 | 8,060,000 |
| Total capital | 8,447,000 | 8,388,000 | 8,388,000 | 8,402,000 |
| Risk-weighted assets | 29,290,000 | 26,257,000 | 28,773,000 | 29,512,000 |