Call reports 2012
1ST EQUITY BANK NORTHWEST — 2012
What 1ST EQUITY BANK NORTHWEST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,500,000 | 52,388,000 | 51,639,000 | 53,052,000 |
| Total loans | 41,348,000 | 40,772,000 | 38,162,000 | 33,746,000 |
| Allowance for loan losses | 682,000 | 684,000 | 685,000 | 617,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,562,000 | 39,311,000 | 41,638,000 | 43,313,000 |
| Interest-bearing deposits | 37,088,000 | 39,012,000 | 41,375,000 | 42,700,000 |
| Noninterest-bearing deposits | 474,000 | 299,000 | 263,000 | 613,000 |
| Equity capital | 8,270,000 | 8,377,000 | 8,433,000 | 8,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 966,000 | 1,431,000 | 1,824,000 |
| Interest expense | 128,000 | 255,000 | 386,000 | 498,000 |
| Net interest income | 350,000 | 711,000 | 1,045,000 | 1,326,000 |
| Noninterest income | 3,000 | 7,000 | 8,000 | 8,000 |
| Noninterest expense | 246,000 | 501,000 | 749,000 | 1,224,000 |
| Provision for loan losses | 2,000 | 3,000 | 32,000 | 101,000 |
| Pretax income | 105,000 | 214,000 | 272,000 | 9,000 |
| Income tax | -1,000 | 2,000 | 3,000 | -1,000 |
| Net income | 106,000 | 212,000 | 269,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,270,000 | 8,377,000 | 8,433,000 | 8,174,000 |
| Total capital | 8,655,000 | 8,765,000 | 8,879,000 | 8,607,000 |
| Risk-weighted assets | 30,611,000 | 30,625,000 | 35,473,000 | 34,432,000 |