Call reports 2011
1ST EQUITY BANK NORTHWEST — 2011
What 1ST EQUITY BANK NORTHWEST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,331,000 | 53,337,000 | 50,762,000 | 50,600,000 |
| Total loans | 43,542,000 | 41,122,000 | 41,618,000 | 42,227,000 |
| Allowance for loan losses | 648,000 | 634,000 | 649,000 | 681,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,619,000 | 37,950,000 | 37,579,000 | 37,723,000 |
| Interest-bearing deposits | 36,295,000 | 36,228,000 | 36,546,000 | 36,899,000 |
| Noninterest-bearing deposits | 324,000 | 1,722,000 | 1,033,000 | 824,000 |
| Equity capital | 8,349,000 | 8,441,000 | 8,459,000 | 8,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,115,000 | 1,652,000 | 2,201,000 |
| Interest expense | 196,000 | 373,000 | 536,000 | 673,000 |
| Net interest income | 355,000 | 742,000 | 1,116,000 | 1,528,000 |
| Noninterest income | 2,000 | 13,000 | 20,000 | 24,000 |
| Noninterest expense | 233,000 | 501,000 | 746,000 | 993,000 |
| Provision for loan losses | 20,000 | 58,000 | 94,000 | 457,000 |
| Pretax income | 104,000 | 196,000 | 296,000 | 102,000 |
| Income tax | 0 | 0 | 2,000 | -2,000 |
| Net income | 104,000 | 196,000 | 294,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,349,000 | 8,441,000 | 8,459,000 | 8,184,000 |
| Total capital | 8,772,000 | 8,837,000 | 8,854,000 | 8,579,000 |
| Risk-weighted assets | 33,610,000 | 31,451,000 | 31,313,000 | 31,336,000 |