Call reports 2009
1ST EQUITY BANK NORTHWEST — 2009
What 1ST EQUITY BANK NORTHWEST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,775,000 | 57,542,000 | 55,214,000 | 54,287,000 |
| Total loans | 53,322,000 | 51,938,000 | 45,436,000 | 44,086,000 |
| Allowance for loan losses | 614,000 | 544,000 | 619,000 | 573,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,437,000 | 37,517,000 | 35,566,000 | 34,480,000 |
| Interest-bearing deposits | 38,048,000 | 36,384,000 | 34,809,000 | 34,163,000 |
| Noninterest-bearing deposits | 389,000 | 1,133,000 | 757,000 | 317,000 |
| Equity capital | 7,872,000 | 7,756,000 | 8,168,000 | 8,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,549,000 | 2,343,000 | 3,027,000 |
| Interest expense | 485,000 | 925,000 | 1,292,000 | 1,615,000 |
| Net interest income | 277,000 | 624,000 | 1,051,000 | 1,412,000 |
| Noninterest income | 5,000 | 11,000 | 28,000 | 36,000 |
| Noninterest expense | 230,000 | 474,000 | 722,000 | 972,000 |
| Provision for loan losses | 23,000 | 71,000 | 607,000 | 627,000 |
| Pretax income | 29,000 | 90,000 | -250,000 | -151,000 |
| Income tax | 0 | 2,000 | 0 | -2,000 |
| Net income | 29,000 | 88,000 | -250,000 | -149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,872,000 | 7,756,000 | 8,168,000 | 8,239,000 |
| Total capital | 8,393,000 | 8,238,000 | 8,679,000 | 8,683,000 |
| Risk-weighted assets | 41,599,000 | 38,530,000 | 40,783,000 | 35,402,000 |