Call reports 2006
1ST EQUITY BANK NORTHWEST — 2006
What 1ST EQUITY BANK NORTHWEST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,163,000 | 45,982,000 | 50,906,000 | 51,178,000 |
| Total loans | 37,978,000 | 38,087,000 | 40,745,000 | 41,251,000 |
| Allowance for loan losses | 354,000 | 364,000 | 389,000 | 389,000 |
| Securities available for sale | 4,987,000 | 4,975,000 | 3,992,000 | 2,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,147,000 | 36,495,000 | 41,187,000 | 41,279,000 |
| Interest-bearing deposits | 37,206,000 | 35,784,000 | 39,403,000 | 40,650,000 |
| Noninterest-bearing deposits | 941,000 | 711,000 | 1,784,000 | 629,000 |
| Equity capital | 6,935,000 | 7,070,000 | 7,255,000 | 7,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,540,000 | 2,439,000 | 3,401,000 |
| Interest expense | 370,000 | 791,000 | 1,269,000 | 1,799,000 |
| Net interest income | 355,000 | 749,000 | 1,170,000 | 1,602,000 |
| Noninterest income | 0 | 0 | 2,000 | 4,000 |
| Noninterest expense | 220,000 | 457,000 | 687,000 | 948,000 |
| Provision for loan losses | 30,000 | 40,000 | 65,000 | 65,000 |
| Pretax income | 105,000 | 252,000 | 420,000 | 593,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 252,000 | 420,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,948,000 | 7,095,000 | 7,263,000 | 7,436,000 |
| Total capital | 7,302,000 | 7,459,000 | 7,652,000 | 7,825,000 |
| Risk-weighted assets | 32,244,000 | 31,768,000 | 36,097,000 | 36,724,000 |