Call reports 2005
1ST EQUITY BANK NORTHWEST — 2005
What 1ST EQUITY BANK NORTHWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,240,000 | 36,160,000 | 36,611,000 | 43,875,000 |
| Total loans | 28,971,000 | 29,379,000 | 30,741,000 | 35,548,000 |
| Allowance for loan losses | 273,000 | 283,000 | 301,000 | 324,000 |
| Securities available for sale | 2,078,000 | 1,086,000 | 1,090,000 | 1,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,610,000 | 29,433,000 | 29,779,000 | 36,912,000 |
| Interest-bearing deposits | 27,642,000 | 28,085,000 | 28,729,000 | 33,947,000 |
| Noninterest-bearing deposits | 968,000 | 1,348,000 | 1,050,000 | 2,965,000 |
| Equity capital | 6,571,000 | 6,652,000 | 6,731,000 | 6,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 960,000 | 1,512,000 | 2,148,000 |
| Interest expense | 182,000 | 407,000 | 656,000 | 940,000 |
| Net interest income | 263,000 | 553,000 | 856,000 | 1,208,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 3,000 |
| Noninterest expense | 194,000 | 402,000 | 613,000 | 831,000 |
| Provision for loan losses | 29,000 | 39,000 | 57,000 | 80,000 |
| Pretax income | 41,000 | 114,000 | 189,000 | 300,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | 114,000 | 189,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,583,000 | 6,656,000 | 6,731,000 | 6,843,000 |
| Total capital | 6,856,000 | 6,939,000 | 7,032,000 | 7,167,000 |
| Risk-weighted assets | 25,149,000 | 24,496,000 | 25,580,000 | 29,930,000 |