Call reports 2004
1ST EQUITY BANK NORTHWEST — 2004
What 1ST EQUITY BANK NORTHWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,619,000 | 28,386,000 | 30,040,000 | 31,971,000 |
| Total loans | 18,282,000 | 20,373,000 | 23,724,000 | 25,898,000 |
| Allowance for loan losses | 177,000 | 204,000 | 227,000 | 244,000 |
| Securities available for sale | 0 | 5,060,000 | 3,088,000 | 2,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,068,000 | 21,892,000 | 22,479,000 | 25,368,000 |
| Interest-bearing deposits | 20,370,000 | 21,073,000 | 21,257,000 | 23,393,000 |
| Noninterest-bearing deposits | 698,000 | 819,000 | 1,222,000 | 1,975,000 |
| Equity capital | 6,504,000 | 6,433,000 | 6,490,000 | 6,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 542,000 | 899,000 | 1,299,000 |
| Interest expense | 116,000 | 237,000 | 365,000 | 505,000 |
| Net interest income | 114,000 | 305,000 | 534,000 | 794,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 217,000 | 422,000 | 599,000 | 792,000 |
| Provision for loan losses | 91,000 | 118,000 | 141,000 | 158,000 |
| Pretax income | -194,000 | -235,000 | -206,000 | -156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -194,000 | -235,000 | -206,000 | -156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,504,000 | 6,463,000 | 6,492,000 | 6,542,000 |
| Total capital | 6,681,000 | 6,667,000 | 6,719,000 | 6,786,000 |
| Risk-weighted assets | 20,723,000 | 19,357,000 | 21,797,000 | 22,888,000 |