Call reports 2026
CITIZENS BANK — 2026
What CITIZENS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,173,908,000 | 1,167,142,000 |
| Total loans | 779,659,000 | 758,670,000 |
| Allowance for loan losses | 9,147,000 | 9,103,000 |
| Securities available for sale | 307,905,000 | 313,863,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 992,753,000 | 995,992,000 |
| Interest-bearing deposits | 753,024,000 | 740,628,000 |
| Noninterest-bearing deposits | 239,729,000 | 255,364,000 |
| Equity capital | 149,388,000 | 152,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,698,000 | 29,838,000 |
| Interest expense | 4,199,000 | 8,323,000 |
| Net interest income | 10,499,000 | 21,515,000 |
| Noninterest income | 1,489,000 | 3,176,000 |
| Noninterest expense | 6,835,000 | 13,561,000 |
| Provision for loan losses | 418,000 | 868,000 |
| Pretax income | 4,338,000 | 9,865,000 |
| Income tax | 644,000 | 1,709,000 |
| Net income | 3,694,000 | 8,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 158,229,000 | 160,897,000 |