Call report 2012Q4
CITIZENS BANK — 2012Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 687,850,000 | USD | evidence → |
| Total loans | 418,059,000 | USD | evidence → |
| Allowance for loan losses | 7,473,000 | USD | evidence → |
| Securities available for sale | 96,993,000 | USD | evidence → |
| Securities held to maturity | 26,015,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 610,097,000 | USD | evidence → |
| Interest-bearing deposits | 532,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,119,000 | USD | evidence → |
| Equity capital | 75,974,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,100,000 | USD | evidence → |
| Interest expense | 3,921,000 | USD | evidence → |
| Net interest income | 21,179,000 | USD | evidence → |
| Noninterest income | 5,589,000 | USD | evidence → |
| Noninterest expense | 16,011,000 | USD | evidence → |
| Provision for loan losses | 4,200,000 | USD | evidence → |
| Pretax income | 6,639,000 | USD | evidence → |
| Income tax | 2,071,000 | USD | evidence → |
| Net income | 4,568,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,309,000 | USD | evidence → |
| Total capital | 81,312,000 | USD | evidence → |
| Risk-weighted assets | 397,593,000 | USD | evidence → |