Call reports 2023
THREE RIVERS BANK OF MONTANA — 2023
What THREE RIVERS BANK OF MONTANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 308,069,000 | 299,249,000 | 303,560,000 | 312,938,000 |
| Total loans | 206,468,000 | 212,493,000 | 221,216,000 | 228,023,000 |
| Allowance for loan losses | 3,227,000 | 3,212,000 | 3,321,000 | 3,089,000 |
| Securities available for sale | 58,469,000 | 61,411,000 | 58,103,000 | 60,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,675,000 | 272,018,000 | 277,009,000 | 269,153,000 |
| Interest-bearing deposits | 187,731,000 | 186,264,000 | 188,759,000 | 193,673,000 |
| Noninterest-bearing deposits | 93,944,000 | 85,754,000 | 88,250,000 | 75,480,000 |
| Equity capital | 25,287,000 | 25,921,000 | 24,816,000 | 28,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,624,000 | 7,331,000 | 11,023,000 | 15,072,000 |
| Interest expense | 384,000 | 1,097,000 | 1,997,000 | 3,292,000 |
| Net interest income | 3,240,000 | 6,234,000 | 9,026,000 | 11,780,000 |
| Noninterest income | 370,000 | 821,000 | 1,197,000 | 1,808,000 |
| Noninterest expense | 2,189,000 | 4,381,000 | 6,758,000 | 8,966,000 |
| Provision for loan losses | 0 | 0 | 120,000 | 320,000 |
| Pretax income | 1,421,000 | 2,704,000 | 3,375,000 | 4,302,000 |
| Income tax | 334,000 | 643,000 | 786,000 | 936,000 |
| Net income | 1,087,000 | 2,061,000 | 2,589,000 | 3,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,835,000 | 28,808,000 | 29,336,000 | 30,114,000 |