Call reports 2022
THREE RIVERS BANK OF MONTANA — 2022
What THREE RIVERS BANK OF MONTANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 293,093,000 | 273,706,000 | 288,173,000 | 295,324,000 |
| Total loans | 187,919,000 | 192,435,000 | 198,626,000 | 204,410,000 |
| Allowance for loan losses | 2,944,000 | 3,145,000 | 3,145,000 | 3,227,000 |
| Securities available for sale | 41,255,000 | 49,600,000 | 52,182,000 | 58,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,487,000 | 249,653,000 | 264,790,000 | 270,086,000 |
| Interest-bearing deposits | 170,147,000 | 156,318,000 | 163,407,000 | 177,289,000 |
| Noninterest-bearing deposits | 98,340,000 | 93,335,000 | 101,383,000 | 92,797,000 |
| Equity capital | 23,449,000 | 22,890,000 | 21,963,000 | 24,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,777,000 | 8,755,000 | 12,249,000 |
| Interest expense | 156,000 | 305,000 | 462,000 | 670,000 |
| Net interest income | 2,499,000 | 5,472,000 | 8,293,000 | 11,579,000 |
| Noninterest income | 427,000 | 791,000 | 1,198,000 | 1,532,000 |
| Noninterest expense | 2,148,000 | 4,326,000 | 6,567,000 | 8,559,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 778,000 | 1,937,000 | 2,924,000 | 4,482,000 |
| Income tax | 186,000 | 465,000 | 697,000 | 1,068,000 |
| Net income | 592,000 | 1,472,000 | 2,227,000 | 3,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,625,000 | 25,505,000 | 26,260,000 | 27,447,000 |