Call reports 2018
THREE RIVERS BANK OF MONTANA — 2018
What THREE RIVERS BANK OF MONTANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 143,989,000 | 152,050,000 | 153,833,000 | 159,750,000 |
| Total loans | 105,071,000 | 113,492,000 | 117,958,000 | 119,820,000 |
| Allowance for loan losses | 1,201,000 | 1,279,000 | 1,379,000 | 1,459,000 |
| Securities available for sale | 27,895,000 | 26,960,000 | 25,110,000 | 23,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,742,000 | 126,298,000 | 132,197,000 | 138,706,000 |
| Interest-bearing deposits | 76,935,000 | 83,967,000 | 87,364,000 | 94,612,000 |
| Noninterest-bearing deposits | 45,807,000 | 42,331,000 | 44,833,000 | 44,094,000 |
| Equity capital | 18,228,000 | 18,626,000 | 18,923,000 | 19,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,590,000 | 5,552,000 | 7,552,000 |
| Interest expense | 70,000 | 188,000 | 327,000 | 470,000 |
| Net interest income | 1,677,000 | 3,402,000 | 5,225,000 | 7,082,000 |
| Noninterest income | 291,000 | 569,000 | 851,000 | 1,130,000 |
| Noninterest expense | 1,398,000 | 2,775,000 | 4,201,000 | 5,590,000 |
| Provision for loan losses | 100,000 | 190,000 | 290,000 | 380,000 |
| Pretax income | 483,000 | 1,019,000 | 1,599,000 | 2,257,000 |
| Income tax | 95,000 | 211,000 | 340,000 | 491,000 |
| Net income | 388,000 | 808,000 | 1,259,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,839,000 | 19,257,000 | 19,709,000 | 20,215,000 |
| Total capital | 20,040,000 | 20,536,000 | 21,088,000 | 21,674,000 |
| Risk-weighted assets | 116,172,000 | 123,689,000 | 129,387,000 | 125,095,000 |