Call reports 2011
THREE RIVERS BANK OF MONTANA — 2011
What THREE RIVERS BANK OF MONTANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,522,000 | 108,693,000 | 112,066,000 | 115,398,000 |
| Total loans | 63,454,000 | 66,412,000 | 67,795,000 | 66,542,000 |
| Allowance for loan losses | 1,233,000 | 1,248,000 | 1,137,000 | 1,282,000 |
| Securities available for sale | 22,519,000 | 25,667,000 | 30,758,000 | 36,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,070,000 | 92,333,000 | 94,725,000 | 98,116,000 |
| Interest-bearing deposits | 72,870,000 | 71,671,000 | 71,595,000 | 72,413,000 |
| Noninterest-bearing deposits | 20,200,000 | 20,662,000 | 23,130,000 | 25,703,000 |
| Equity capital | 12,251,000 | 12,767,000 | 13,157,000 | 13,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,702,000 | 4,108,000 | 5,490,000 |
| Interest expense | 266,000 | 512,000 | 748,000 | 963,000 |
| Net interest income | 1,081,000 | 2,190,000 | 3,360,000 | 4,527,000 |
| Noninterest income | 171,000 | 439,000 | 749,000 | 1,074,000 |
| Noninterest expense | 1,011,000 | 2,111,000 | 3,117,000 | 4,132,000 |
| Provision for loan losses | 38,000 | 89,000 | 170,000 | 634,000 |
| Pretax income | 270,000 | 492,000 | 908,000 | 921,000 |
| Income tax | 45,000 | 95,000 | 220,000 | 191,000 |
| Net income | 225,000 | 397,000 | 688,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,309,000 | 12,481,000 | 12,772,000 | 12,814,000 |
| Total capital | 13,115,000 | 13,320,000 | 13,614,000 | 13,666,000 |
| Risk-weighted assets | 64,045,000 | 66,681,000 | 67,078,000 | 67,741,000 |