Call reports 2012
NEWPORT FEDERAL SAVINGS BANK — 2012
What NEWPORT FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 467,171,000 | 465,932,000 | 471,066,000 | 449,056,000 |
| Total loans | 357,222,000 | 367,500,000 | 370,700,000 | 359,069,000 |
| Allowance for loan losses | 3,679,000 | 3,669,000 | 3,838,000 | 4,031,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,860,000 | 37,309,000 | 33,735,000 | 22,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,241,000 | 273,319,000 | 279,232,000 | 290,907,000 |
| Interest-bearing deposits | 233,849,000 | 229,782,000 | 230,180,000 | 241,134,000 |
| Noninterest-bearing deposits | 41,392,000 | 43,537,000 | 49,052,000 | 49,773,000 |
| Equity capital | 44,003,000 | 44,356,000 | 44,876,000 | 45,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,010,000 | 9,853,000 | 14,724,000 | 19,385,000 |
| Interest expense | 1,508,000 | 3,003,000 | 4,488,000 | 5,816,000 |
| Net interest income | 3,502,000 | 6,850,000 | 10,236,000 | 13,569,000 |
| Noninterest income | 553,000 | 1,088,000 | 1,687,000 | 2,439,000 |
| Noninterest expense | 3,162,000 | 6,321,000 | 9,487,000 | 12,634,000 |
| Provision for loan losses | 281,000 | 622,000 | 798,000 | 1,019,000 |
| Pretax income | 612,000 | 995,000 | 1,638,000 | 2,355,000 |
| Income tax | 194,000 | 313,000 | 529,000 | 715,000 |
| Net income | 418,000 | 682,000 | 1,109,000 | 1,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,437,000 | 44,072,000 | 44,609,000 | 45,096,000 |
| Total capital | 46,983,000 | 47,736,000 | 48,296,000 | 48,639,000 |
| Risk-weighted assets | 293,572,000 | 297,449,000 | 295,236,000 | 283,695,000 |