Call reports 2023
CASHMERE VALLEY BANK — 2023
What CASHMERE VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,049,817,000 | 2,008,732,000 | 1,999,155,000 | 2,042,738,000 |
| Total loans | 1,016,261,000 | 1,026,356,000 | 1,027,264,000 | 1,042,457,000 |
| Allowance for loan losses | 12,831,000 | 12,540,000 | 13,252,000 | 13,085,000 |
| Securities available for sale | 691,926,000 | 627,646,000 | 600,278,000 | 650,905,000 |
| Securities held to maturity | 144,728,000 | 142,818,000 | 141,279,000 | 139,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,841,098,000 | 1,798,805,000 | 1,796,768,000 | 1,773,767,000 |
| Interest-bearing deposits | 1,415,572,000 | 1,383,641,000 | 1,355,207,000 | 1,349,387,000 |
| Noninterest-bearing deposits | 425,526,000 | 415,164,000 | 441,561,000 | 424,380,000 |
| Equity capital | 178,013,000 | 182,189,000 | 178,227,000 | 202,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,554,000 | 39,393,000 | 60,425,000 | 82,238,000 |
| Interest expense | 2,238,000 | 6,446,000 | 11,204,000 | 16,516,000 |
| Net interest income | 17,316,000 | 32,947,000 | 49,221,000 | 65,722,000 |
| Noninterest income | 5,157,000 | 10,454,000 | 15,714,000 | 20,981,000 |
| Noninterest expense | 12,110,000 | 24,147,000 | 36,176,000 | 44,697,000 |
| Provision for loan losses | 719,000 | 1,525,000 | 3,413,000 | 4,471,000 |
| Pretax income | 9,393,000 | 15,910,000 | 24,673,000 | 34,246,000 |
| Income tax | 1,670,000 | 2,783,000 | 4,356,000 | 6,214,000 |
| Net income | 7,717,000 | 13,111,000 | 20,294,000 | 27,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,973,000 | 243,519,000 | 247,547,000 | 255,959,000 |