Call reports 2019
CASHMERE VALLEY BANK — 2019
What CASHMERE VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,544,152,000 | 1,562,361,000 | 1,655,262,000 | 1,651,499,000 |
| Total loans | 984,702,000 | 992,566,000 | 961,343,000 | 920,345,000 |
| Allowance for loan losses | 11,311,000 | 11,570,000 | 11,220,000 | 11,188,000 |
| Securities available for sale | 436,040,000 | 442,704,000 | 498,728,000 | 542,109,000 |
| Securities held to maturity | 37,000 | 36,000 | 35,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,329,849,000 | 1,334,660,000 | 1,408,269,000 | 1,423,347,000 |
| Interest-bearing deposits | 1,093,390,000 | 1,095,130,000 | 1,130,575,000 | 1,149,176,000 |
| Noninterest-bearing deposits | 236,459,000 | 239,530,000 | 277,694,000 | 274,171,000 |
| Equity capital | 195,853,000 | 206,524,000 | 211,822,000 | 205,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,222,000 | 26,885,000 | 40,927,000 | 54,905,000 |
| Interest expense | 1,544,000 | 3,369,000 | 5,334,000 | 7,370,000 |
| Net interest income | 11,678,000 | 23,516,000 | 35,593,000 | 47,535,000 |
| Noninterest income | 3,684,000 | 7,540,000 | 11,916,000 | 16,287,000 |
| Noninterest expense | 9,010,000 | 18,363,000 | 27,557,000 | 36,596,000 |
| Provision for loan losses | 252,000 | 592,000 | 640,000 | 709,000 |
| Pretax income | 6,167,000 | 12,824,000 | 20,084,000 | 27,289,000 |
| Income tax | 1,009,000 | 1,691,000 | 2,696,000 | 3,894,000 |
| Net income | 5,158,000 | 11,133,000 | 17,388,000 | 23,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,055,000 | 189,210,000 | 193,040,000 | 189,232,000 |
| Total capital | 194,622,000 | 201,036,000 | 204,516,000 | 200,676,000 |
| Risk-weighted assets | 1,023,654,000 | 1,036,667,000 | 1,010,648,000 | 1,009,755,000 |