Call reports 2018
CASHMERE VALLEY BANK — 2018
What CASHMERE VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,517,811,000 | 1,523,926,000 | 1,515,519,000 | 1,520,772,000 |
| Total loans | 905,513,000 | 939,765,000 | 953,881,000 | 977,315,000 |
| Allowance for loan losses | 10,758,000 | 10,701,000 | 10,807,000 | 11,299,000 |
| Securities available for sale | 503,165,000 | 462,366,000 | 456,145,000 | 439,913,000 |
| Securities held to maturity | 1,535,000 | 39,000 | 38,000 | 37,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,326,282,000 | 1,324,674,000 | 1,322,694,000 | 1,314,877,000 |
| Interest-bearing deposits | 1,104,275,000 | 1,099,745,000 | 1,083,307,000 | 1,071,024,000 |
| Noninterest-bearing deposits | 222,007,000 | 224,929,000 | 239,387,000 | 243,853,000 |
| Equity capital | 170,765,000 | 175,643,000 | 176,038,000 | 187,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,980,000 | 24,295,000 | 37,042,000 | 50,219,000 |
| Interest expense | 1,114,000 | 2,301,000 | 3,746,000 | 5,140,000 |
| Net interest income | 10,866,000 | 21,994,000 | 33,296,000 | 45,079,000 |
| Noninterest income | 3,316,000 | 6,851,000 | 10,215,000 | 14,107,000 |
| Noninterest expense | 8,320,000 | 16,471,000 | 24,607,000 | 33,579,000 |
| Provision for loan losses | 0 | 80,000 | 287,000 | 1,026,000 |
| Pretax income | 5,877,000 | 12,322,000 | 18,801,000 | 24,487,000 |
| Income tax | 805,000 | 1,546,000 | 2,267,000 | 2,699,000 |
| Net income | 5,072,000 | 10,776,000 | 16,534,000 | 21,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,525,000 | 170,432,000 | 173,892,000 | 180,196,000 |
| Total capital | 175,518,000 | 181,368,000 | 184,944,000 | 191,751,000 |
| Risk-weighted assets | 963,794,000 | 1,001,387,000 | 991,752,000 | 1,017,687,000 |