Call reports 2016
CASHMERE VALLEY BANK — 2016
What CASHMERE VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,391,815,000 | 1,399,772,000 | 1,461,749,000 | 1,453,209,000 |
| Total loans | 850,998,000 | 875,968,000 | 881,002,000 | 865,321,000 |
| Allowance for loan losses | 12,627,000 | 12,766,000 | 12,775,000 | 11,037,000 |
| Securities available for sale | 458,815,000 | 445,067,000 | 466,422,000 | 421,261,000 |
| Securities held to maturity | 1,063,000 | 1,557,000 | 1,555,000 | 1,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,211,635,000 | 1,208,330,000 | 1,267,946,000 | 1,269,025,000 |
| Interest-bearing deposits | 1,028,225,000 | 1,027,872,000 | 1,063,608,000 | 1,069,392,000 |
| Noninterest-bearing deposits | 183,410,000 | 180,458,000 | 204,338,000 | 199,633,000 |
| Equity capital | 159,766,000 | 166,320,000 | 167,637,000 | 165,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,316,000 | 22,549,000 | 33,825,000 | 45,049,000 |
| Interest expense | 1,072,000 | 2,163,000 | 3,306,000 | 4,474,000 |
| Net interest income | 10,244,000 | 20,386,000 | 30,519,000 | 40,575,000 |
| Noninterest income | 2,552,000 | 5,392,000 | 8,492,000 | 11,269,000 |
| Noninterest expense | 6,950,000 | 13,835,000 | 20,960,000 | 28,577,000 |
| Provision for loan losses | 250,000 | 675,000 | 965,000 | -735,000 |
| Pretax income | 6,000,000 | 11,682,000 | 17,500,000 | 22,077,000 |
| Income tax | 1,284,000 | 2,479,000 | 3,729,000 | 4,553,000 |
| Net income | 4,716,000 | 9,203,000 | 13,771,000 | 17,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,861,000 | 150,561,000 | 153,216,000 | 157,078,000 |
| Total capital | 157,091,000 | 162,046,000 | 164,554,000 | 168,195,000 |
| Risk-weighted assets | 896,716,000 | 917,229,000 | 905,359,000 | 889,221,000 |