Call reports 2015
CASHMERE VALLEY BANK — 2015
What CASHMERE VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,335,122,000 | 1,320,786,000 | 1,357,177,000 | 1,381,663,000 |
| Total loans | 792,267,000 | 827,455,000 | 836,799,000 | 848,087,000 |
| Allowance for loan losses | 12,552,000 | 12,706,000 | 12,101,000 | 12,589,000 |
| Securities available for sale | 466,397,000 | 420,945,000 | 409,491,000 | 414,559,000 |
| Securities held to maturity | 1,084,000 | 1,078,000 | 1,074,000 | 1,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,164,605,000 | 1,152,962,000 | 1,182,580,000 | 1,203,815,000 |
| Interest-bearing deposits | 1,000,090,000 | 987,478,000 | 1,001,144,000 | 1,021,962,000 |
| Noninterest-bearing deposits | 164,515,000 | 165,484,000 | 181,436,000 | 181,853,000 |
| Equity capital | 145,971,000 | 148,555,000 | 152,821,000 | 155,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,129,000 | 22,060,000 | 33,127,000 | 44,097,000 |
| Interest expense | 1,241,000 | 2,387,000 | 3,511,000 | 4,588,000 |
| Net interest income | 9,888,000 | 19,673,000 | 29,616,000 | 39,509,000 |
| Noninterest income | 2,653,000 | 5,603,000 | 7,845,000 | 10,250,000 |
| Noninterest expense | 6,730,000 | 13,833,000 | 21,051,000 | 27,832,000 |
| Provision for loan losses | 600,000 | 800,000 | 800,000 | 1,200,000 |
| Pretax income | 5,440,000 | 10,855,000 | 15,822,000 | 20,939,000 |
| Income tax | 1,233,000 | 2,327,000 | 3,094,000 | 4,175,000 |
| Net income | 4,207,000 | 8,528,000 | 12,728,000 | 16,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,920,000 | 136,248,000 | 138,867,000 | 143,073,000 |
| Total capital | 142,766,000 | 147,209,000 | 149,867,000 | 154,255,000 |
| Risk-weighted assets | 865,713,000 | 874,858,000 | 878,653,000 | 892,896,000 |