Call reports 2014
CASHMERE VALLEY BANK — 2014
What CASHMERE VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,313,633,000 | 1,304,996,000 | 1,318,580,000 | 1,324,604,000 |
| Total loans | 719,578,000 | 729,634,000 | 740,406,000 | 753,913,000 |
| Allowance for loan losses | 11,742,000 | 11,844,000 | 12,018,000 | 12,091,000 |
| Securities available for sale | 503,827,000 | 468,507,000 | 491,216,000 | 477,920,000 |
| Securities held to maturity | 1,587,000 | 1,288,000 | 1,284,000 | 1,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,155,001,000 | 1,148,312,000 | 1,158,905,000 | 1,159,306,000 |
| Interest-bearing deposits | 1,012,481,000 | 1,002,199,000 | 996,791,000 | 1,000,504,000 |
| Noninterest-bearing deposits | 142,520,000 | 146,113,000 | 162,114,000 | 158,802,000 |
| Equity capital | 129,172,000 | 134,824,000 | 137,028,000 | 142,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,069,000 | 22,205,000 | 33,314,000 | 44,355,000 |
| Interest expense | 1,626,000 | 3,196,000 | 4,725,000 | 6,140,000 |
| Net interest income | 9,443,000 | 19,009,000 | 28,589,000 | 38,215,000 |
| Noninterest income | 2,259,000 | 4,773,000 | 7,282,000 | 9,703,000 |
| Noninterest expense | 6,248,000 | 13,310,000 | 19,920,000 | 26,684,000 |
| Provision for loan losses | 990,000 | 1,400,000 | 1,650,000 | 1,850,000 |
| Pretax income | 4,384,000 | 9,581,000 | 15,052,000 | 20,188,000 |
| Income tax | 906,000 | 2,060,000 | 3,173,000 | 4,392,000 |
| Net income | 3,478,000 | 7,521,000 | 11,879,000 | 15,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,201,000 | 122,449,000 | 125,255,000 | 129,295,000 |
| Total capital | 127,750,000 | 132,140,000 | 135,056,000 | 139,380,000 |
| Risk-weighted assets | 761,514,000 | 772,939,000 | 781,672,000 | 804,550,000 |