Call reports 2013
CASHMERE VALLEY BANK — 2013
What CASHMERE VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,267,306,000 | 1,233,668,000 | 1,273,311,000 | 1,283,278,000 |
| Total loans | 664,946,000 | 694,143,000 | 713,379,000 | 711,964,000 |
| Allowance for loan losses | 12,155,000 | 12,402,000 | 12,352,000 | 11,233,000 |
| Securities available for sale | 522,972,000 | 454,806,000 | 446,221,000 | 467,575,000 |
| Securities held to maturity | 1,219,000 | 2,285,000 | 1,881,000 | 1,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,114,950,000 | 1,094,353,000 | 1,126,667,000 | 1,137,896,000 |
| Interest-bearing deposits | 994,085,000 | 976,185,000 | 988,422,000 | 998,612,000 |
| Noninterest-bearing deposits | 120,865,000 | 118,168,000 | 138,245,000 | 139,284,000 |
| Equity capital | 122,023,000 | 119,040,000 | 124,219,000 | 125,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,767,000 | 19,719,000 | 29,673,000 | 41,024,000 |
| Interest expense | 1,984,000 | 3,907,000 | 5,786,000 | 7,539,000 |
| Net interest income | 7,783,000 | 15,812,000 | 23,887,000 | 33,485,000 |
| Noninterest income | 2,827,000 | 5,520,000 | 8,253,000 | 10,623,000 |
| Noninterest expense | 5,769,000 | 12,059,000 | 18,189,000 | 24,623,000 |
| Provision for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 1,545,000 |
| Pretax income | 3,641,000 | 8,154,000 | 12,832,000 | 17,985,000 |
| Income tax | 652,000 | 1,594,000 | 2,575,000 | 3,757,000 |
| Net income | 2,989,000 | 6,560,000 | 10,257,000 | 14,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,470,000 | 109,431,000 | 112,103,000 | 116,288,000 |
| Total capital | 114,461,000 | 118,600,000 | 121,509,000 | 125,717,000 |
| Risk-weighted assets | 715,925,000 | 730,082,000 | 749,340,000 | 752,276,000 |