Call reports 2012
CASHMERE VALLEY BANK — 2012
What CASHMERE VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,186,461,000 | 1,191,801,000 | 1,216,292,000 | 1,238,450,000 |
| Total loans | 588,552,000 | 614,807,000 | 611,567,000 | 631,858,000 |
| Allowance for loan losses | 12,304,000 | 12,306,000 | 11,981,000 | 11,462,000 |
| Securities available for sale | 518,498,000 | 491,802,000 | 527,894,000 | 486,321,000 |
| Securities held to maturity | 1,506,000 | 1,506,000 | 1,505,000 | 1,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,059,416,000 | 1,059,781,000 | 1,078,167,000 | 1,097,343,000 |
| Interest-bearing deposits | 962,338,000 | 960,304,000 | 961,546,000 | 975,924,000 |
| Noninterest-bearing deposits | 97,078,000 | 99,477,000 | 116,621,000 | 121,419,000 |
| Equity capital | 110,195,000 | 115,079,000 | 118,659,000 | 121,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,088,000 | 21,567,000 | 31,952,000 | 41,673,000 |
| Interest expense | 2,752,000 | 5,112,000 | 7,368,000 | 9,501,000 |
| Net interest income | 8,336,000 | 16,455,000 | 24,584,000 | 32,172,000 |
| Noninterest income | 2,196,000 | 4,860,000 | 7,608,000 | 10,077,000 |
| Noninterest expense | 5,480,000 | 11,256,000 | 17,222,000 | 23,412,000 |
| Provision for loan losses | 1,100,000 | 1,800,000 | 2,050,000 | 2,400,000 |
| Pretax income | 3,984,000 | 8,419,000 | 13,100,000 | 16,693,000 |
| Income tax | 736,000 | 1,671,000 | 2,880,000 | 3,315,000 |
| Net income | 3,248,000 | 6,748,000 | 10,220,000 | 13,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,396,000 | 98,906,000 | 100,826,000 | 104,000,000 |
| Total capital | 103,708,000 | 107,403,000 | 109,369,000 | 112,665,000 |
| Risk-weighted assets | 660,724,000 | 675,735,000 | 679,801,000 | 690,157,000 |