Call reports 2011
CASHMERE VALLEY BANK — 2011
What CASHMERE VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,122,625,000 | 1,142,850,000 | 1,171,970,000 | 1,176,049,000 |
| Total loans | 576,026,000 | 579,442,000 | 589,748,000 | 587,013,000 |
| Allowance for loan losses | 12,784,000 | 11,785,000 | 12,178,000 | 12,150,000 |
| Securities available for sale | 476,333,000 | 450,043,000 | 484,029,000 | 503,051,000 |
| Securities held to maturity | 1,958,000 | 1,957,000 | 1,957,000 | 1,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,132,000 | 1,010,282,000 | 1,031,420,000 | 1,042,731,000 |
| Interest-bearing deposits | 917,765,000 | 922,916,000 | 931,736,000 | 946,861,000 |
| Noninterest-bearing deposits | 87,367,000 | 87,366,000 | 99,684,000 | 95,870,000 |
| Equity capital | 99,735,000 | 104,630,000 | 107,836,000 | 110,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,841,000 | 23,618,000 | 35,367,000 | 46,583,000 |
| Interest expense | 3,559,000 | 6,962,000 | 10,357,000 | 13,540,000 |
| Net interest income | 8,282,000 | 16,656,000 | 25,010,000 | 33,043,000 |
| Noninterest income | 2,338,000 | 4,478,000 | 6,626,000 | 9,015,000 |
| Noninterest expense | 6,230,000 | 12,130,000 | 17,870,000 | 24,149,000 |
| Provision for loan losses | 2,000,000 | 4,900,000 | 6,500,000 | 8,700,000 |
| Pretax income | 3,628,000 | 7,194,000 | 11,938,000 | 14,863,000 |
| Income tax | 620,000 | 1,178,000 | 2,138,000 | 2,551,000 |
| Net income | 3,008,000 | 6,016,000 | 9,800,000 | 12,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,888,000 | 88,905,000 | 91,166,000 | 93,673,000 |
| Total capital | 94,140,000 | 97,119,000 | 99,533,000 | 101,953,000 |
| Risk-weighted assets | 655,687,000 | 653,550,000 | 665,618,000 | 658,378,000 |