Call reports 2010
CASHMERE VALLEY BANK — 2010
What CASHMERE VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,058,225,000 | 1,068,254,000 | 1,099,362,000 | 1,094,821,000 |
| Total loans | 518,558,000 | 521,520,000 | 576,842,000 | 579,976,000 |
| Allowance for loan losses | 12,869,000 | 12,372,000 | 12,951,000 | 13,575,000 |
| Securities available for sale | 447,537,000 | 463,147,000 | 449,789,000 | 427,206,000 |
| Securities held to maturity | 2,134,000 | 2,134,000 | 2,133,000 | 1,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 943,747,000 | 959,569,000 | 980,498,000 | 976,180,000 |
| Interest-bearing deposits | 865,619,000 | 878,216,000 | 892,463,000 | 888,723,000 |
| Noninterest-bearing deposits | 78,128,000 | 81,353,000 | 88,035,000 | 87,457,000 |
| Equity capital | 87,981,000 | 92,771,000 | 95,799,000 | 97,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,496,000 | 22,754,000 | 34,688,000 | 46,412,000 |
| Interest expense | 4,468,000 | 8,504,000 | 12,464,000 | 16,258,000 |
| Net interest income | 7,028,000 | 14,250,000 | 22,224,000 | 30,154,000 |
| Noninterest income | 2,098,000 | 4,312,000 | 6,571,000 | 9,044,000 |
| Noninterest expense | 5,462,000 | 11,192,000 | 17,053,000 | 23,189,000 |
| Provision for loan losses | 1,200,000 | 2,260,000 | 3,840,000 | 5,930,000 |
| Pretax income | 2,469,000 | 5,179,000 | 8,104,000 | 11,290,000 |
| Income tax | 224,000 | 654,000 | 973,000 | 1,532,000 |
| Net income | 2,245,000 | 4,525,000 | 7,131,000 | 9,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,060,000 | 80,936,000 | 81,795,000 | 84,412,000 |
| Total capital | 85,956,000 | 88,782,000 | 89,745,000 | 92,365,000 |
| Risk-weighted assets | 626,758,000 | 623,181,000 | 631,078,000 | 630,679,000 |