Call reports 2009
CASHMERE VALLEY BANK — 2009
What CASHMERE VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,018,924,000 | 1,036,174,000 | 1,053,333,000 | 1,025,713,000 |
| Total loans | 555,561,000 | 551,510,000 | 540,233,000 | 522,846,000 |
| Allowance for loan losses | 12,206,000 | 11,432,000 | 13,986,000 | 13,217,000 |
| Securities available for sale | 402,764,000 | 417,596,000 | 375,985,000 | 392,782,000 |
| Securities held to maturity | 2,355,000 | 2,355,000 | 2,355,000 | 2,134,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 922,603,000 | 935,455,000 | 946,453,000 | 923,937,000 |
| Interest-bearing deposits | 845,218,000 | 858,217,000 | 863,238,000 | 844,127,000 |
| Noninterest-bearing deposits | 77,385,000 | 77,238,000 | 83,215,000 | 79,810,000 |
| Equity capital | 80,021,000 | 84,686,000 | 90,289,000 | 87,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,265,000 | 28,317,000 | 42,121,000 | 53,872,000 |
| Interest expense | 5,317,000 | 10,171,000 | 14,926,000 | 19,628,000 |
| Net interest income | 8,948,000 | 18,146,000 | 27,195,000 | 34,244,000 |
| Noninterest income | 2,653,000 | 5,440,000 | 7,640,000 | 9,775,000 |
| Noninterest expense | 5,644,000 | 11,780,000 | 17,549,000 | 23,017,000 |
| Provision for loan losses | 1,920,000 | 4,020,000 | 7,480,000 | 12,880,000 |
| Pretax income | 4,037,000 | 7,808,000 | 10,825,000 | 8,732,000 |
| Income tax | 964,000 | 1,764,000 | 2,522,000 | 1,055,000 |
| Net income | 3,073,000 | 6,044,000 | 8,303,000 | 7,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,214,000 | 76,189,000 | 78,446,000 | 77,291,000 |
| Total capital | 80,984,000 | 84,873,000 | 86,793,000 | 85,088,000 |
| Risk-weighted assets | 698,124,000 | 694,217,000 | 668,217,000 | 620,717,000 |