Call reports 2008
CASHMERE VALLEY BANK — 2008
What CASHMERE VALLEY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 916,554,000 | 941,848,000 | 952,005,000 | 1,000,935,000 |
| Total loans | 539,815,000 | 543,193,000 | 545,330,000 | 551,211,000 |
| Allowance for loan losses | 8,651,000 | 8,641,000 | 8,721,000 | 10,607,000 |
| Securities available for sale | 330,589,000 | 342,963,000 | 352,180,000 | 363,975,000 |
| Securities held to maturity | 2,520,000 | 2,471,000 | 2,467,000 | 2,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,759,000 | 841,611,000 | 825,796,000 | 901,783,000 |
| Interest-bearing deposits | 741,635,000 | 762,940,000 | 740,487,000 | 822,712,000 |
| Noninterest-bearing deposits | 79,124,000 | 78,671,000 | 85,309,000 | 79,071,000 |
| Equity capital | 79,125,000 | 80,078,000 | 80,350,000 | 81,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,098,000 | 28,288,000 | 42,606,000 | 56,823,000 |
| Interest expense | 6,432,000 | 12,244,000 | 17,978,000 | 23,661,000 |
| Net interest income | 7,666,000 | 16,044,000 | 24,628,000 | 33,162,000 |
| Noninterest income | 1,448,000 | 3,291,000 | 5,123,000 | 7,128,000 |
| Noninterest expense | 4,814,000 | 10,019,000 | 15,701,000 | 20,930,000 |
| Provision for loan losses | 205,000 | 280,000 | 630,000 | 3,325,000 |
| Pretax income | 4,095,000 | 9,036,000 | 13,420,000 | 16,035,000 |
| Income tax | 985,000 | 2,295,000 | 3,386,000 | 3,812,000 |
| Net income | 3,110,000 | 6,741,000 | 10,034,000 | 12,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,287,000 | 71,258,000 | 72,831,000 | 73,062,000 |
| Total capital | 77,107,000 | 79,163,000 | 81,021,000 | 81,557,000 |
| Risk-weighted assets | 624,814,000 | 631,674,000 | 654,706,000 | 677,389,000 |