Call reports 2007
CASHMERE VALLEY BANK — 2007
What CASHMERE VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 826,085,000 | 878,048,000 | 862,499,000 | 893,147,000 |
| Total loans | 501,278,000 | 517,433,000 | 526,925,000 | 532,774,000 |
| Allowance for loan losses | 8,299,000 | 8,305,000 | 8,433,000 | 8,567,000 |
| Securities available for sale | 243,240,000 | 272,694,000 | 278,516,000 | 294,559,000 |
| Securities held to maturity | 3,071,000 | 3,022,000 | 3,018,000 | 2,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,312,000 | 785,246,000 | 767,707,000 | 799,131,000 |
| Interest-bearing deposits | 659,384,000 | 754,546,000 | 678,060,000 | 717,034,000 |
| Noninterest-bearing deposits | 76,928,000 | 30,700,000 | 89,647,000 | 82,097,000 |
| Equity capital | 70,589,000 | 71,747,000 | 74,139,000 | 77,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,823,000 | 26,447,000 | 40,537,000 | 54,574,000 |
| Interest expense | 6,316,000 | 13,181,000 | 20,336,000 | 27,205,000 |
| Net interest income | 6,507,000 | 13,266,000 | 20,201,000 | 27,369,000 |
| Noninterest income | 1,541,000 | 3,358,000 | 5,063,000 | 7,052,000 |
| Noninterest expense | 4,350,000 | 9,149,000 | 13,938,000 | 18,758,000 |
| Provision for loan losses | 50,000 | 120,000 | 550,000 | 1,105,000 |
| Pretax income | 3,630,000 | 7,329,000 | 10,750,000 | 14,532,000 |
| Income tax | 985,000 | 1,871,000 | 2,681,000 | 3,452,000 |
| Net income | 2,645,000 | 5,458,000 | 8,069,000 | 11,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,050,000 | 62,750,000 | 63,857,000 | 66,870,000 |
| Total capital | 67,253,000 | 70,246,000 | 71,446,000 | 74,586,000 |
| Risk-weighted assets | 574,407,000 | 598,155,000 | 605,542,000 | 616,727,000 |