Call reports 2006
CASHMERE VALLEY BANK — 2006
What CASHMERE VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 720,488,000 | 747,758,000 | 779,384,000 | 805,248,000 |
| Total loans | 438,149,000 | 472,070,000 | 491,076,000 | 501,900,000 |
| Allowance for loan losses | 7,879,000 | 8,480,000 | 8,295,000 | 8,239,000 |
| Securities available for sale | 240,016,000 | 216,103,000 | 230,211,000 | 219,218,000 |
| Securities held to maturity | 3,492,000 | 3,183,000 | 3,179,000 | 3,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,431,000 | 668,715,000 | 690,451,000 | 717,541,000 |
| Interest-bearing deposits | 613,482,000 | 589,276,000 | 602,879,000 | 639,539,000 |
| Noninterest-bearing deposits | 28,949,000 | 79,439,000 | 87,572,000 | 78,002,000 |
| Equity capital | 62,635,000 | 63,773,000 | 66,630,000 | 69,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,620,000 | 21,774,000 | 33,669,000 | 46,141,000 |
| Interest expense | 4,621,000 | 9,782,000 | 15,390,000 | 21,308,000 |
| Net interest income | 5,999,000 | 11,992,000 | 18,279,000 | 24,833,000 |
| Noninterest income | 1,340,000 | 2,878,000 | 4,617,000 | 6,211,000 |
| Noninterest expense | 4,007,000 | 8,410,000 | 12,716,000 | 16,914,000 |
| Provision for loan losses | 440,000 | 1,140,000 | 1,140,000 | 1,220,000 |
| Pretax income | 2,892,000 | 5,322,000 | 9,010,000 | 12,880,000 |
| Income tax | 602,000 | 877,000 | 1,646,000 | 2,823,000 |
| Net income | 2,290,000 | 4,445,000 | 7,364,000 | 10,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,366,000 | 55,318,000 | 56,751,000 | 59,348,000 |
| Total capital | 59,665,000 | 62,036,000 | 63,718,000 | 66,460,000 |
| Risk-weighted assets | 501,599,000 | 536,353,000 | 555,288,000 | 567,111,000 |