Call reports 2001
CASHMERE VALLEY BANK — 2001
What CASHMERE VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 428,261,000 | 426,868,000 | 439,240,000 | 438,852,000 |
| Total loans | 267,011,000 | 270,751,000 | 271,716,000 | 262,820,000 |
| Allowance for loan losses | 3,227,000 | 3,322,000 | 3,409,000 | 3,913,000 |
| Securities available for sale | 106,534,000 | 121,460,000 | 129,718,000 | 146,567,000 |
| Securities held to maturity | 7,617,000 | 7,509,000 | 7,506,000 | 7,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,930,000 | 362,859,000 | 370,296,000 | 367,516,000 |
| Interest-bearing deposits | 339,361,000 | 344,198,000 | 353,326,000 | 353,765,000 |
| Noninterest-bearing deposits | 17,569,000 | 18,661,000 | 16,970,000 | 13,751,000 |
| Equity capital | 39,548,000 | 39,696,000 | 39,890,000 | 40,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,551,000 | 15,573,000 | 23,484,000 | 31,158,000 |
| Interest expense | 3,762,000 | 7,549,000 | 11,043,000 | 13,969,000 |
| Net interest income | 3,789,000 | 8,024,000 | 12,441,000 | 17,189,000 |
| Noninterest income | 962,000 | 2,208,000 | 3,325,000 | 4,406,000 |
| Noninterest expense | 2,735,000 | 5,547,000 | 8,405,000 | 11,224,000 |
| Provision for loan losses | 155,000 | 458,000 | 634,000 | 1,364,000 |
| Pretax income | 1,980,000 | 4,337,000 | 6,837,000 | 9,117,000 |
| Income tax | 518,000 | 1,127,000 | 1,803,000 | 2,431,000 |
| Net income | 1,462,000 | 3,210,000 | 5,034,000 | 6,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,536,000 | 37,749,000 | 36,958,000 | 38,601,000 |
| Total capital | 40,763,000 | 41,071,000 | 40,367,000 | 41,972,000 |
| Risk-weighted assets | 271,698,000 | 269,929,000 | 273,615,000 | 269,149,000 |