Call reports 2026
PRESIDENTIAL BANK, FSB — 2026
What PRESIDENTIAL BANK, FSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,022,009,000 | 1,012,028,000 |
| Total loans | 794,232,000 | 783,385,000 |
| Allowance for loan losses | 7,860,000 | 7,565,000 |
| Securities available for sale | 39,754,000 | 38,472,000 |
| Securities held to maturity | 16,000,000 | 13,500,000 |
| Trading assets | 0 | 0 |
| Total deposits | 907,853,000 | 897,144,000 |
| Interest-bearing deposits | 878,273,000 | 871,710,000 |
| Noninterest-bearing deposits | 29,580,000 | 25,434,000 |
| Equity capital | 91,030,000 | 93,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,629,000 | 29,277,000 |
| Interest expense | 6,587,000 | 12,753,000 |
| Net interest income | 8,042,000 | 16,524,000 |
| Noninterest income | 7,686,000 | 17,523,000 |
| Noninterest expense | 14,290,000 | 29,932,000 |
| Provision for loan losses | 976,000 | 786,000 |
| Pretax income | 376,000 | 3,141,000 |
| Income tax | 27,000 | 624,000 |
| Net income | 349,000 | 2,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 93,463,000 | 95,689,000 |
| Total capital | 102,542,000 | 104,555,000 |
| Risk-weighted assets | 726,116,000 | 709,024,000 |