Call report 2024Q4
PRESIDENTIAL BANK, FSB — 2024Q4
The 22 measures PRESIDENTIAL BANK, FSB reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 974,190,000 | USD | evidence → |
| Total loans | 769,270,000 | USD | evidence → |
| Allowance for loan losses | 7,418,000 | USD | evidence → |
| Securities available for sale | 40,605,000 | USD | evidence → |
| Securities held to maturity | 18,937,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 798,415,000 | USD | evidence → |
| Interest-bearing deposits | 772,618,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,797,000 | USD | evidence → |
| Equity capital | 85,875,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 57,793,000 | USD | evidence → |
| Interest expense | 29,315,000 | USD | evidence → |
| Net interest income | 28,478,000 | USD | evidence → |
| Noninterest income | 23,997,000 | USD | evidence → |
| Noninterest expense | 48,252,000 | USD | evidence → |
| Provision for loan losses | 3,037,000 | USD | evidence → |
| Pretax income | 1,174,000 | USD | evidence → |
| Income tax | -318,000 | USD | evidence → |
| Net income | 1,492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,617,000 | USD | evidence → |
| Total capital | 97,130,000 | USD | evidence → |
| Risk-weighted assets | 710,998,000 | USD | evidence → |