Call report 2020Q4
PRESIDENTIAL BANK, FSB — 2020Q4
The 22 measures PRESIDENTIAL BANK, FSB reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 816,519,000 | USD | evidence → |
| Total loans | 636,151,000 | USD | evidence → |
| Allowance for loan losses | 8,693,000 | USD | evidence → |
| Securities available for sale | 27,340,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 715,308,000 | USD | evidence → |
| Interest-bearing deposits | 684,298,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,010,000 | USD | evidence → |
| Equity capital | 83,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,583,000 | USD | evidence → |
| Interest expense | 5,341,000 | USD | evidence → |
| Net interest income | 24,242,000 | USD | evidence → |
| Noninterest income | 64,731,000 | USD | evidence → |
| Noninterest expense | 58,410,000 | USD | evidence → |
| Provision for loan losses | 3,075,000 | USD | evidence → |
| Pretax income | 27,482,000 | USD | evidence → |
| Income tax | 7,516,000 | USD | evidence → |
| Net income | 19,966,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,749,000 | USD | evidence → |
| Total capital | 89,297,000 | USD | evidence → |
| Risk-weighted assets | 520,905,000 | USD | evidence → |