Call report 2014Q4
PRESIDENTIAL BANK, FSB — 2014Q4
The 22 measures PRESIDENTIAL BANK, FSB reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 539,494,000 | USD | evidence → |
| Total loans | 369,190,000 | USD | evidence → |
| Allowance for loan losses | 4,582,000 | USD | evidence → |
| Securities available for sale | 6,801,000 | USD | evidence → |
| Securities held to maturity | 45,431,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 481,614,000 | USD | evidence → |
| Interest-bearing deposits | 461,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,826,000 | USD | evidence → |
| Equity capital | 48,333,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,767,000 | USD | evidence → |
| Interest expense | 1,510,000 | USD | evidence → |
| Net interest income | 16,257,000 | USD | evidence → |
| Noninterest income | 22,831,000 | USD | evidence → |
| Noninterest expense | 37,056,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,025,000 | USD | evidence → |
| Income tax | 757,000 | USD | evidence → |
| Net income | 1,264,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,729,000 | USD | evidence → |
| Total capital | 52,297,000 | USD | evidence → |
| Risk-weighted assets | 283,420,000 | USD | evidence → |