Call report 2012Q4
PRESIDENTIAL BANK, FSB — 2012Q4
The 22 measures PRESIDENTIAL BANK, FSB reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 542,375,000 | USD | evidence → |
| Total loans | 414,879,000 | USD | evidence → |
| Allowance for loan losses | 4,403,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,290,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 478,124,000 | USD | evidence → |
| Interest-bearing deposits | 464,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,902,000 | USD | evidence → |
| Equity capital | 48,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,021,000 | USD | evidence → |
| Interest expense | 1,599,000 | USD | evidence → |
| Net interest income | 19,422,000 | USD | evidence → |
| Noninterest income | 42,539,000 | USD | evidence → |
| Noninterest expense | 51,953,000 | USD | evidence → |
| Provision for loan losses | 4,333,000 | USD | evidence → |
| Pretax income | 5,675,000 | USD | evidence → |
| Income tax | 2,241,000 | USD | evidence → |
| Net income | 3,430,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,183,000 | USD | evidence → |
| Total capital | 53,916,000 | USD | evidence → |
| Risk-weighted assets | 297,469,000 | USD | evidence → |