Call reports 2011
PROFESSIONAL BUSINESS BANK — 2011
What PROFESSIONAL BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 293,103,000 | 258,124,000 | 249,406,000 | 239,020,000 |
| Total loans | 187,550,000 | 176,953,000 | 160,500,000 | 168,736,000 |
| Allowance for loan losses | 1,406,000 | 1,403,000 | 2,563,000 | 2,355,000 |
| Securities available for sale | 10,361,000 | 10,370,000 | 10,322,000 | 9,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,855,000 | 219,550,000 | 212,091,000 | 201,152,000 |
| Interest-bearing deposits | 184,329,000 | 151,539,000 | 147,873,000 | 130,964,000 |
| Noninterest-bearing deposits | 70,526,000 | 68,011,000 | 64,218,000 | 70,188,000 |
| Equity capital | 33,983,000 | 35,156,000 | 34,293,000 | 34,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,369,000 | 8,809,000 | 12,367,000 | 15,908,000 |
| Interest expense | 262,000 | 493,000 | 659,000 | 800,000 |
| Net interest income | 3,107,000 | 8,316,000 | 11,708,000 | 15,108,000 |
| Noninterest income | 279,000 | 515,000 | 840,000 | 2,257,000 |
| Noninterest expense | 3,722,000 | 8,328,000 | 11,527,000 | 14,661,000 |
| Provision for loan losses | 232,000 | 57,000 | 1,522,000 | 2,717,000 |
| Pretax income | -568,000 | 446,000 | -501,000 | -13,000 |
| Income tax | 0 | -27,000 | -7,000 | 202,000 |
| Net income | -568,000 | 473,000 | -494,000 | -215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,647,000 | 32,950,000 | 32,082,000 | 32,477,000 |
| Total capital | 33,288,000 | 35,053,000 | 34,313,000 | 34,743,000 |
| Risk-weighted assets | 204,684,000 | 195,816,000 | 177,576,000 | 180,781,000 |