Call reports 2026
BYRON BANK — 2026
What BYRON BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 367,957,000 | 384,414,000 |
| Total loans | 251,866,000 | 254,647,000 |
| Allowance for loan losses | 2,531,000 | 2,584,000 |
| Securities available for sale | 101,585,000 | 99,355,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 332,660,000 | 338,123,000 |
| Interest-bearing deposits | 272,362,000 | 285,814,000 |
| Noninterest-bearing deposits | 60,298,000 | 52,309,000 |
| Equity capital | 31,499,000 | 32,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,733,000 | 9,721,000 |
| Interest expense | 1,703,000 | 3,442,000 |
| Net interest income | 3,030,000 | 6,279,000 |
| Noninterest income | 1,640,000 | 2,215,000 |
| Noninterest expense | 2,281,000 | 4,392,000 |
| Provision for loan losses | 60,000 | 120,000 |
| Pretax income | 2,329,000 | 3,982,000 |
| Income tax | 64,000 | 147,000 |
| Net income | 2,265,000 | 3,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,123,000 | 38,068,000 |