Call report 2012Q4
BYRON BANK — 2012Q4
The 22 measures BYRON BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,143,000 | USD | evidence → |
| Total loans | 118,265,000 | USD | evidence → |
| Allowance for loan losses | 1,640,000 | USD | evidence → |
| Securities available for sale | 73,261,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,749,000 | USD | evidence → |
| Interest-bearing deposits | 171,642,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,107,000 | USD | evidence → |
| Equity capital | 23,950,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,339,000 | USD | evidence → |
| Interest expense | 1,530,000 | USD | evidence → |
| Net interest income | 6,809,000 | USD | evidence → |
| Noninterest income | 3,964,000 | USD | evidence → |
| Noninterest expense | 7,004,000 | USD | evidence → |
| Provision for loan losses | 1,855,000 | USD | evidence → |
| Pretax income | 2,045,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 2,017,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,759,000 | USD | evidence → |
| Total capital | 22,399,000 | USD | evidence → |
| Risk-weighted assets | 134,046,000 | USD | evidence → |