Call report 2008Q4
BYRON BANK — 2008Q4
The 22 measures BYRON BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 191,515,000 | USD | evidence → |
| Total loans | 135,780,000 | USD | evidence → |
| Allowance for loan losses | 875,000 | USD | evidence → |
| Securities available for sale | 42,099,000 | USD | evidence → |
| Securities held to maturity | 600,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,917,000 | USD | evidence → |
| Interest-bearing deposits | 151,364,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,553,000 | USD | evidence → |
| Equity capital | 15,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,725,000 | USD | evidence → |
| Interest expense | 4,850,000 | USD | evidence → |
| Net interest income | 5,875,000 | USD | evidence → |
| Noninterest income | 1,550,000 | USD | evidence → |
| Noninterest expense | 4,609,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | 2,309,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 2,278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,810,000 | USD | evidence → |
| Total capital | 15,685,000 | USD | evidence → |
| Risk-weighted assets | 137,024,000 | USD | evidence → |