Call report 2003Q4
BYRON BANK — 2003Q4
The 22 measures BYRON BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,702,000 | USD | evidence → |
| Total loans | 72,904,000 | USD | evidence → |
| Allowance for loan losses | 696,000 | USD | evidence → |
| Securities available for sale | 31,757,000 | USD | evidence → |
| Securities held to maturity | 5,230,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,843,000 | USD | evidence → |
| Interest-bearing deposits | 92,177,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,666,000 | USD | evidence → |
| Equity capital | 11,926,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,528,000 | USD | evidence → |
| Interest expense | 2,062,000 | USD | evidence → |
| Net interest income | 4,466,000 | USD | evidence → |
| Noninterest income | 2,312,000 | USD | evidence → |
| Noninterest expense | 3,225,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 3,390,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 3,361,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,372,000 | USD | evidence → |
| Total capital | 12,068,000 | USD | evidence → |
| Risk-weighted assets | 76,308,000 | USD | evidence → |