Call reports 2003
PACIFIC UNION BANK — 2003
What PACIFIC UNION BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 940,210,000 | 1,004,360,000 | 1,057,729,000 | 1,136,849,000 |
| Total loans | 731,188,000 | 781,586,000 | 830,739,000 | 872,646,000 |
| Allowance for loan losses | 9,304,000 | 9,667,000 | 9,997,000 | 9,686,000 |
| Securities available for sale | 79,489,000 | 77,809,000 | 94,344,000 | 151,815,000 |
| Securities held to maturity | 76,164,000 | 85,225,000 | 68,272,000 | 58,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,769,000 | 821,521,000 | 837,940,000 | 862,876,000 |
| Interest-bearing deposits | 519,717,000 | 569,625,000 | 595,438,000 | 608,358,000 |
| Noninterest-bearing deposits | 240,052,000 | 251,896,000 | 242,502,000 | 254,518,000 |
| Equity capital | 103,432,000 | 106,038,000 | 108,212,000 | 110,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 11,921,000 | 24,387,000 | 37,248,000 | 51,171,000 |
| Interest expense | 3,313,000 | 6,745,000 | 10,272,000 | 14,017,000 |
| Net interest income | 8,608,000 | 17,642,000 | 26,976,000 | 37,154,000 |
| Noninterest income | 2,865,000 | 5,647,000 | 9,056,000 | 13,049,000 |
| Noninterest expense | 6,303,000 | 13,195,000 | 20,522,000 | 29,308,000 |
| Provision for loan losses | 600,000 | 900,000 | 1,300,000 | 1,284,000 |
| Pretax income | 4,570,000 | 9,194,000 | 14,310,000 | 20,020,000 |
| Income tax | 1,849,000 | 3,678,000 | 5,728,000 | 8,006,000 |
| Net income | 2,721,000 | 5,516,000 | 8,582,000 | 12,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,884,000 | 105,528,000 | 108,109,000 | 111,118,000 |
| Total capital | 111,990,000 | 115,195,000 | 118,106,000 | 121,420,000 |
| Risk-weighted assets | 728,282,000 | 802,334,000 | 803,072,000 | 879,573,000 |
Machine access — free, no API key
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