Call reports 2002
PACIFIC UNION BANK — 2002
What PACIFIC UNION BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 767,228,000 | 830,571,000 | 948,242,000 | 937,016,000 |
| Total loans | 575,622,000 | 587,392,000 | 652,851,000 | 682,200,000 |
| Allowance for loan losses | 9,201,000 | 8,794,000 | 8,642,000 | 8,872,000 |
| Securities available for sale | 122,289,000 | 107,193,000 | 106,573,000 | 64,701,000 |
| Securities held to maturity | 0 | 45,425,000 | 98,911,000 | 89,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 670,221,000 | 697,369,000 | 774,771,000 | 760,030,000 |
| Interest-bearing deposits | 467,827,000 | 485,376,000 | 545,861,000 | 536,619,000 |
| Noninterest-bearing deposits | 202,394,000 | 211,993,000 | 228,910,000 | 223,411,000 |
| Equity capital | 91,786,000 | 96,709,000 | 98,374,000 | 100,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,908,000 | 21,925,000 | 34,017,000 | 46,516,000 |
| Interest expense | 2,958,000 | 5,864,000 | 9,592,000 | 13,309,000 |
| Net interest income | 7,950,000 | 16,061,000 | 24,425,000 | 33,207,000 |
| Noninterest income | 2,533,000 | 6,138,000 | 8,549,000 | 11,796,000 |
| Noninterest expense | 6,083,000 | 12,374,000 | 18,821,000 | 25,672,000 |
| Provision for loan losses | 100,000 | 200,000 | 400,000 | 1,100,000 |
| Pretax income | 4,300,000 | 9,625,000 | 13,753,000 | 19,055,000 |
| Income tax | 1,719,000 | 3,846,000 | 5,337,000 | 7,404,000 |
| Net income | 2,581,000 | 5,779,000 | 8,416,000 | 11,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,976,000 | 94,311,000 | 96,948,000 | 100,169,000 |
| Total capital | 98,118,000 | 101,602,000 | 105,258,000 | 108,689,000 |
| Risk-weighted assets | 569,278,000 | 581,780,000 | 664,473,000 | 681,250,000 |