Call reports 2015
MANCOS VALLEY BANK — 2015
What MANCOS VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 73,411,000 | 73,578,000 |
| Total loans | 27,137,000 | 27,198,000 |
| Allowance for loan losses | 1,221,000 | 940,000 |
| Securities available for sale | 35,530,000 | 33,976,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 65,585,000 | 65,720,000 |
| Interest-bearing deposits | 53,457,000 | 53,318,000 |
| Noninterest-bearing deposits | 12,128,000 | 12,402,000 |
| Equity capital | 7,724,000 | 7,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 529,000 | 978,000 |
| Interest expense | 39,000 | 75,000 |
| Net interest income | 490,000 | 903,000 |
| Noninterest income | 19,000 | 61,000 |
| Noninterest expense | 398,000 | 1,026,000 |
| Provision for loan losses | 0 | -300,000 |
| Pretax income | 111,000 | 237,000 |
| Income tax | 0 | 0 |
| Net income | 111,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 7,558,000 | 7,685,000 |
| Total capital | 8,024,000 | 8,145,000 |
| Risk-weighted assets | 36,725,000 | 36,294,000 |